Otherwise a $12 Monthly Service Fee will apply. 1 Service Fee: Chase Total Checking has no Monthly Service Fee when you do at least one of the following each statement period: Option #1: Have electronic deposits made into this account totaling $500 or more, such as payments from payroll providers or government benefit providers, by using (i) the ACH network, (ii) the Real Time Payment or FedNow SM network, (iii) third party services that facilitate payments to your debit card using the Visa ® or Mastercard ® network OR, Option #2: Keep a balance at the beginning of each day of $1,500 or more in your checking account OR, Option #3: Keep an average beginning day balance of $5,000 or more in any combination of this account and linked qualifying Chase checking, savings and other balances.